Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Auto Insurance and other Financial Planning topics.
Some drivers feel like they don't need auto insurance unless their car is under lease or loan. In reality, at least 47 U.S. states require their driving residents to have liability insurance and in 22 states, drivers are required to have uninsured motorist coverage. Even if your state doesn't require coverage, it's a good idea to have some level of auto insurance.
Luckily, there are many ways you can get discounts on these necessary coverages, as well as on collision, comprehensive, and other coverages. Some of your discounts can be obtained by: